The Top 10 Distinctions Between Millionaires and the Middle Class

Entrepreneur Keith Cameron Smith, also an inspirational speaker, sets out ten principles that, he says, separate the thinking of millionaires from that of the middle class. Among them: millionaires think long-term while the middle class thinks short-term; millionaires talk about ideas, the middle class about things and other people; and millionaires work for profits rather than wages. Alongside them comes advice, such as forming a clear picture of the life one wants and staying focused on it, asking positive what-if questions every day, testing ideas on successful people who will answer honestly, and taking calculated risks and making use of good opportunities. It was published in 2007.

Side Hustle Nation founder Nick Loper called it a short read that helps with mindset and with framing decisions that feel risky.