You’re Not Broke You’re Pre-Rich

Emilie Bellet's personal finance handbook sets out to demystify financial jargon and break the taboo around money. For readers who stop going out the week before payday or have less than a thousand pounds saved, she notes that one in three millennials will never be able to buy a home, and argues that it need not be that way: it is possible to keep the avocado on toast and still stop renting and start saving. Her practical advice covers making savings work harder, how money could be invested, why a pension is worth understanding, and why financial health matters as much as mental and physical health, all aimed at taking back control of a bank balance.

Financier Helena Morrissey, founder of the 30% Club, praised it as a marvellous manifesto about money.